The FERS Survivor Benefit Decision: 10%, 5%, or Nothing? How to Decide Before You Retire
The FERS survivor benefit costs 10% of your pension, or 5% for partial. Here's how the choice works and how to decide before you retire. Run your numbers.

The FERS survivor benefit costs 10% of your pension, or 5% for partial. Here's how the choice works and how to decide before you retire. Run your numbers.

The FERS supplement can be worth $18,000 a year until the earnings test takes it. Who qualifies, how it is calculated, and how federal retirees lose it.

Your TSP catch-up contributions changed January 1, 2026. If you earned over $150,000 last year, the IRS made the choice for you. Here is what it means.

Sick leave, high-3, MRA+10, survivor benefits, FEGLI, Medicare Part B, TSP limits — 7 federal retirement benefits myths that cost real money, corrected.

The FERS Supplement can pay over $1,300 a month before age 62 — or nothing at all. Who qualifies, how it's calculated, and the 2026 earnings test explained.